We develop initiatives around two pillars: responsible wealth management (accompanying clients in shifting capital flows towards a more equitable future and a healthier planet) and responsible citizenship (taking sustainability actions within our corporate activities). When it comes to the climate, we have set ambitious long-term net-zero targets, complemented by near-term goals and concrete steps towards achieving them. Julius Baer’s purpose is to create value beyond wealth. And because we recognise the important role the financial sector has in transitioning to a more sustainable world, this purpose is also echoed in our sustainability strategy. Our strategy guides us in enabling a shift in capital flows towards a more equitable future and healthier planet for the generations to come. To achieve this, we focus on two of the most critical global challenges in transitioning towards a sustainable economy: addressing the overuse of natural resources, and addressing the underuse of human resources.